Selling Your Home (1)
Selling Your Home

My real estate team has been built around one guiding principle: It's all about

Your needs

Your dreams

Your concerns

Your questions

Your finances

Your time

Your life

Selling Your Home (2)

In this guide, we'll cover the essential steps to help you find your perfect home. From budgeting to exploring neighborhoods and sealing the deal, let's make your dream of homeownership a reality!

1 (1)
contact (2)


Let's discuss the type of home you're looking for, including style, price and location.


As a homebuyer, our commission is paid by the seller in most circumstances. This means your representation costs you nothing!



You will need to pay stubs, W-2s, and bank statements. Knowing what you can afford is critical to a successful home shopping experience.



The fun part! We will schedule showings and help you find the perfect home.


Not all real estate websites are the same. We have tools and systems to ensure you see every available home thaT meets your criteria



We will prepare the offer based on the price and terms you choose.



It may take a few tries to get it right , but hang in there. You're on your way!


In most cases, the contract provides you with a timeline to obtain financing. as well as time to inspect the physical condition of the home. We will inform you of all your rights and responsibilities related to the contract.



You and the seller have agreed to the price and terms. the home is effectively held for you until closing.


As a homebuyer, our commission is paid by the seller in most circumstances. This means your representation costs you nothing!



Perform due diligence, order the appraisal, conduct an inspection, and review terms with the lender.


You will be finalizing your loan, reviewing documents, and discussing the findings from the inspection. We will be managing this entire process for you.



This is the transfer of funds and ownership. A title company or an attorney typically acts as an independent third-party to facilitate the closing.

Selling Your Home (3)

Many first-time home buyers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their particular situation. It’s important to ask plenty of questions and make sure you understand the home loan process completely.

This is especially true in markets with a low inventory of homes for sale. It’s very common for home buyers to miss out on the first home they wish to purchase because they don’t act quickly enough. By the time they’ve made their decision, they may find that someone else has already purchased the house.

It’s absolutely vital that you find a real estate professional who understands your goals and who is ready and able to guide you through the home buying process.

Remember that your offer is very unlikely to be the only one on the table. Do what you can to ensure it’s appealing to a seller.

  • Prior to listing, sellers who undertake improvements and repairs typically sell their properties faster and for more money. However, because every property and project is different, no guarantees can be made about the outcomes.
  • If authorized, a deed of trust may be used to secure your loan against the property you currently own (the "Collateral Property"), at the lender's exclusive discretion. The Collateral Property must be a condominium unit or residential real estate improved with 1-4 dwelling units. Whether a program is offered will depend on where the property is located and whether services are offered in that state. We don't offer loans with commercial real estate, cooperatives, or unoccupied land as collateral.
  • Included in the total amount of debt secured by the collateral property is the Windermere Ready loan, which has a maximum debt-to-value ratio of 75%. A comparative market analysis (CMA), which must be completed by a Windermere Broker, will be used to determine fair market value.
  • No later than the day the loan is funded, you must enter into a listing contract with the Windermere broker who created the CMA for the Collateral Property. After funding, the Collateral Property must be listed for sale within sixty days. Once the loan is entirely repaid, the Collateral Property must continue to be actively listed with the same Windermere company.
  • The loan has a six-month term. Although there are no regular payments required, the loan must be repaid in full either upon the sale of the Collateral Property or at the end of the period, whichever occurs first.
  • The maximum loan available is $100,000.00. Only renovations to the collateral property that are necessary before putting it for sale may be financed with loan funds (such as new carpet, paint, repairs, landscaping, etc.).
  • The loan fee, which is incorporated into the loan amount, is 4.00% of the total loan amount.
  • The borrower incurs no out-of-pocket costs.
  • In addition, borrowers pay additional third-party costs that are incorporated into the loan.

Many first-time home buyers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their particular situation. It’s important to ask plenty of questions and make sure you understand the home loan process completely.

It’s easy to get wrapped up in your present needs, but you should also think about reselling the home before you buy. The average first-time buyer expects to stay in a home for around 10 years, according to the National Association of REALTORS®’ 2013 Profile of Home Buyers and Sellers.

Prioritize these items from most important to least.

Compile a list of three or four neighborhoods you’d like to live in, taking into account nearby schools, recreational facilities, area expansion plans, and safety.

Every lender requires documents as part of the process of approving a mortgage loan. Here are documents you’re generally required to provide

  • W-2 Tax returns — or business tax returns if you're self-employed — for the last two or three years for every person signing the loan.
  • At least one pay stub for each person signing the loan.
  • Account numbers of all your credit cards and the amounts for any outstanding balances.
  • Two to four months of bank or credit union statements for both checking and savings accounts.
  • Lender, loan number, and amount owed on installment loans, such as student loans and car loans.
  • Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.
  • Brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
  • Your most recent 401(k) or other retirement account statement.
  • Documentation to verify additional income, such as child support or a pension.

My focus is on your complete satisfaction. In fact, we work to get the job done so well, you will want to tell your friends and associates about it. Maybe that's why more than 50 percent of my business comes from repeat customers and referrals.

Carolyn B.

Bought a Single Family home in Gig Harbor, WA.

"Tanya is an amazing real estate agent, but, more importantly, an amazing person."


She is a genuinely kind and caring human being, and a total gem. My husband and I stumbled across her by chance on Zillow, and we are so, so grateful we did! She went out of her way to help us find homes and make sure we understood everything. Home-buying is never an easy experience, especially in a seller's market, but Tanya made it all worth it and helped get us through some really disappointing and stressful times. Count yourself lucky, if you get to work with her!!!!

Lisa L.

Bought a Single Family home in Shoreline, WA.

"She always went the extra mile to help us."


We met Tanya early in our house search process and she stuck with us even as we changed our search area. She always went the extra mile to help us try to make the most competitive offer possible, including gathering extra information or touring the house multiple times with us. With her help our offer was accepted on a 5 br/ 3 ba dream house for our family, even with multiple other competitive offers. The closing process was very smooth and we couldn't be happier with the care she showed throughout the process, even checking in after we closed. Highly recommend.

Craig R.

Bought a Single Family home in Renton, WA.

"We recommend her without an ounce of reservation!"


We found Tanya when she responded to an online inquiry for a house. By the time our first phone conversation was over, I knew she was the realtor for us. She knows the area like the back of her hand. She works hard to get the best deal for her client. She is responsive and encouraging and reliable. She treats her clients like family. We’ve been in our new home for over a year and she is still checking on us. We recommend her without an ounce of reservation! #happyhomebuyer

Rosella S.

Bought and sold a Single Family home in Bonney Lake, WA. Local knowledge

"My highest recommendation go out for her."


What a joy and a pleasure to work with this young woman..... she is a go getter .... she will leave no stone unturned. If you get the chance to let her represent you I promise you won’t be disappointed.

Jolene C.

Bought and sold 3 Single Family home in Renton, WA.

"Tanya is the best!"


Super nice and knows what she’s doing! She sold our house, helped us find a new house, and just sold my dad's house - for way more than we listed it! She’s AMAZING!

Good service speaks for itself. I'm looking forward to the opportunity to earn your referrals too!